Merchant service providers who engage themselves in the merchant processing activity requires the customers or clients of them to have an account for transactions dealt with for the provision of services by merchant directly or indirectly through the help of a referral partner like bank to b service companies. Most banks at London city use and recognize as well as authorize merchant processing transactions and refer the customers of banks to the merchant agents. Merchant processing agents deals also in mobile commerce fields where mobile pin number entry is connected to mobiles with the help of connectivity through the Bluetooth option and mobile data or internet is used or wireless internet connection is switched on to connect the banks site http://merchantaccountsolutions.com/ where there is bank and merchant processing agents contracts with the clients. There is no necessity of merchant processing for this type of financial transactions. Although this type of financial transaction does not require the help of merchant processing agency , but still they show interest in involving the merchant agents to maintain and continue the relationship between the bank and the merchant agent who is acting as an acquirer for the banks to complete the transactions required by the customers of the banks.